Wednesday, March 9, 2011

Car Loan Calculation













LOAN CALCULATION:
   Loan Amount
x Interest Rate (%) 
x Years Amount
+ Loan Amount
 / Months          
= RM (Monthly) 


DOCUMENT FOR LOAN SUBMITION:
A: Base on 90% Loan Application:
1) Clear copy of I.C & Driving License
2) 3 Months of Payslips
3) 3 Months of Bank Statements

B: 0% Downpayment - Graduated Package & Government Servant/GLC:
1) Clear copy of I.C & Driving License
2) 3 Months of Payslips
3) 3 Months of Bank Statements
4) Certificate of Diploma/Degree (Graduated Package Only)
5) Working Offer Letter (Graduated Package Only)

C: Enterprise:
1) Clear copy of I.C & Driving License
2) Form 9 / 13 (SSM Certs.)
3) 3 Months of Bank Statements
4) EPF Statements

D: SDN BHD:
1) Clear copy of I.C & Driving License of Director
2) 3 Months of Bank Statements
3) Form 9 / 13
4) Form 24, Form 44, Form 49
5) MNA
6) Both of Director Resolution
7) Original Secretary True Copy

Harga & Spesifikasi Proton Inspira Baru !!!





PROTON INSPIRA 1.8 MT
(Executive)
1.8 CVT
(Executive)
2.0 CVT
(Premium)
PRICES (OTR) RM78,999 RM84,999 RM91,999
Downpayment (10%) RM7,999
RM8,599
RM9,299
5 years - 3.65% (will reduce to 3.2%) RM1,393
RM1,499
RM1,622
7 years - 3.90% (will reduce to 3.3%) RM1,067
RM1,148
RM1,242
9 years - 4.00% (will reduce to 3.4%) RM888
RM955
RM1,034
POWERTRAIN
Engine MIVEC, 4 Cylinder, DOHC 16
Max Power 103/6000 110/6000
Horse Power 138hp 148hp
Max Torque 177/4250 197/4250
Fuel Tank Capacity 59 litre
PERFORMANCE
Max Speed (km/h) 202 191 198
Fuel Consumption (L/100km) 6.3 6.2 6.3
Min Turning Radius (m)
5.0
CHASSIS
Front Brake Ventilated Disc 15" / Solid Disc 14 "
Tyre / Wheel Size 205/60 R16 - Alloy
FEATURES
Dual AIRBAG Yes Yes Yes
4 Wheels ABS with EBD Yes Yes Yes
Immobilizer System Yes Yes Yes
Central Door Lock Yes Yes Yes
Solar & Security Tinted Film Yes Yes Yes
Front Seat Pre-tensioner Seat belt Driver & Passenger
Child Restraint System (ISOFIX) Yes Yes Yes
Child Lock at Rear Door Yes Yes Yes
Reverse Sensor Yes Yes Yes
Alarm with Keyless Remote Entry Yes Yes Yes
Seat Belt Reminder Driver Only
Warning Buzzle Driver Only Yes Yes
Radio with CD, MP3 Player & Bluetooth Yes Yes Yes
Audio with Arkamys System Yes Yes Yes
Power Window (Front & Rear) - Yes Yes
Anti-Trap Power Window Driver Only
Auto Up-Down Power Window Driver Only
Electric Side Mirror Yes Yes Yes
Audio Switches Steering Yes Yes Yes
Auto Cruise Control - - Yes
Paddle Shift Control - - Yes
Sport Mode - w/o paddle shift with paddle shift
Fully Auto Aircond Control - - Yes
Auto Light Sensor - - Yes
Auto Rain Sensor - - Yes
Body Kit - - Yes
Seat Material Fabric Fabric Leather
Welcome Home Light System Yes Yes Yes
Coming Home Light System Yes Yes Yes
Auto-off Light System Yes Yes Yes
Front Fog Lamp Yes Yes Yes
Rear Spoiler - - Yes
Foldable Rear Seat Armrest Yes Yes Yes
Navigation (GPS) - - Yes
Driver Seat with Height Adjuster Yes Yes Yes
Trunk Lid Remote Release Yes Yes Yes
Multipurpose Container Yes Yes Yes
Color Variations Solid White, T.Black, G.Silver, Plum Red

 
 

Kadar Faedah Semasa

Interest Rate (%) Kereta Tempatan:



Bermula 15 Mac 2010

History of Proton Cars (1985 till 1999)

1985-1991, Proton Saga
The Proton Saga was the first Proton model. It rolled off the Shah Alam assembly line for the first time in September 1985. The 100,000th Proton Saga was produced in January 1989. Available in both 1.3 and 1.5-litre displacements.




1988, Proton Saga Aeroback



1992-2002, Proton Saga Iswara


Proton Saga Iswara Aeroback
In 1992, the Saga was given a facelift and its name expanded as Proton Saga Iswara (also known in short as Proton Iswara), after a species of butterfly in Sarawak. Modifications included slimmer headlights, plastic bumpers, side mouldings, coloured door handles, grooved taillight clusters and rear number plate repositioned to the bumper.


1993-2003, Proton Wira

The Proton Wira is a car manufactured by Malaysian carmaker Proton, released as a four-door saloon and four-door hatchback beginning 1993. This car was, and still is, very popular in Malaysia. It is almost identical apart from some trunk lid and tail light design to the 1992 Mitsubishi Lancer The word Wira translates into English as "Hero" but instead of using this as the name in English-speaking countries, Proton chose to use the word Persona. The wira has variant models such as 1.3GLi A/M, 1.5GLi A/M, 1.6XLi A/M, 1.8XLi A/M and 2.0D M. Only the 1.8XLi Auto is marketed in the English-speaking country at first known as Persona. Persona is a hatch back model. However, from about 2001 onwards, the car has been sold as the Wira in the United Kingdom.


1994-2003, Proton Wira Aeroback

In 1994, a 5-door hatchback version (initially badged as the Wira Aeroback, in a similar fashion as the 5-door Saga hatchback) was introduced.


1996, Proton Wira 1.8 Sedan
In 1996, the 133 bhp (99 kW) 1.8L 16-valve DOHC engine with multi-point fuel injection, making Wira a first Proton car to be powered by a DOHC engine.


1995-2002, Proton Satria

The Proton Satria (also called the Proton Compact in the UK) is a sporty 3-door hatchback based on the Mitsubishi Mirage / Mitsubishi Colt. Proton gained a lot of valuable engineering knowledge from its takeover of Lotus which ultimately led to a special Lotus badged version of the Satria being produced. Powerplant options included the 4G13p 1.3-litre 12-valve, 4G15p 1.5-litre 12-valve and 4G92p 1.6-litre 16-valve SOHC engine.


1995-2000, Proton Putra

The Proton Putra (also sold in the United Kingdom and Australia as the Proton Coupe or Proton M21) is a 2-door sporty coupe based on the Mitsubishi Mirage. Considered by many as one of the better looking of the Mitsubishi-based models, the Putra was well-received and commands good second-hand value. The Putra's power is derived from a Mitsubishi 1.8L 4G93P DOHC engine, which features a total of 4 cylinders, each with 4 valves and an MPi fuel system.


1995-1998, Proton Perdana
The Perdana was first introduced by Proton in 1995 with Mitsubishi's proven 2.0L 4G63 sohc engine. It was intended for the higher-end market. Perdana is a Malay word for "Prime".




1999-2003, Proton Perdana V6
In 1999, Proton shoehorned a 2.0 L 6A12 V6 engine (also sourced by Mitsubishi) into the Perdana. The so-called Proton Perdana V6 also had a new bodykit and 16" rims.


2003-2010, Proton Perdana V6 Facelift

In 2003, the Perdana V6 was given a major facelift, gaining a new Alfa Romeo-esque front grill (earning the moniker "Alfadana" in Malaysia) and new bumpers.


1996-2000, Proton Tiara

The Proton Tiara was a supermini class 5 door compact car based on the Citroën AX. It was built under license from PSA Peugeot Citroën by Proton from 1996 to 2000. The Tiara was powered by a 1.1L engine and featured a different grille, tail lights and bumpers than the Citroën AX.


1999-2002, Proton Satria GTi


The Proton Satria GTi is a 3-door sports hatchback. This was Proton's entry in the sport performance hatchback market. The Satria GTi is popular in Malaysia and has a large following in Australia. It is powered by a 4-cylinder 1,800 cc DOHC engine and featured Lotus-tuned suspension. The Satria Sports GTi was launched with a 138 bhp (103 kW) 1.8-litre Mitsubishi-sourced 4G93p engine.

History of Proton Cars (2000 till Present)

2000-2006, Proton Waja

The Proton Waja is the first model designed in-house by Proton. The development of the Waja began at the end of the 1990s together with the Campro engine, however the development of the Campro engine was still in progress at the time of its launch and therefore Proton had to source the 4G18 engine for the Waja from Mitsubishi, before switching to Campro engines in 2006. It was launched in August 2000 together with the introduction of Proton's new corporate logo. Early batches of the Waja had some serious quality problems due to some component vendors and suppliers skipping quality checks to rush for the huge early demand. However, the quality of the components were strictly improved years later in 2005.


2001-2003, Proton Juara
The Proton Juara was a microvan produced by Malaysian carmaker Proton between 2001 and 2003. The design and production of the Juara marked a notable departure from Proton's traditional preference towards saloons and hatchbacks, making the Juara the first van to be manufactured by Proton.


2002-Present, Proton Arena / Jumbuck

The Proton Arena (or the Proton Jumbuck in the United Kingdom and Australia) is a small front wheel drive coupé utility manufactured by Malaysian automaker Proton. Introduced in 2002, the Arena is the only form of pickup by Proton, and is the only Proton model to enjoy significantly more popularity in its export market than domestically.


 2003-2008,  Proton Saga LMST / Iswara Facelift


As a loose successor to the Saga Iswara Sport, Proton gave the Iswara a new facelift and renamed it back to Saga in 2003. This generation is known as Saga LMST. The interior had an entirely new dashboard, door panels and an instrument panel with a digital display consisting of an odometer, a fuel gauge and a temperature gauge. Meanwhile, the exterior received new headlights and taillights and colour-coded bumpers and wing mirrors. Proton retuned the 1.3-litre carburettor engine, and fitted a new exhaust system and extractors, increasing its power rating to 83 bhp (62 kW). It was only available with the 5-speed manual transmission.


2004-2007, Proton Wira SE

In 2004, Proton introduce the Wira Special Edition or known as WiSE, and plan to manufactured an estimated 100,000 but failed to meet sales target. The WiSE models were released in different periods of the Wira's model years as Aeroback variant, with sportier accessories such as full bodykits, redesigned interiors and an option for an aluminium spoiler. Later that year, all the Wira and Satria variants included the same front bumper as the WiSE.


2004-2006, Proton Satria SE


2004-2007, Proton Gen.2

The Proton Gen-2 is an automobile manufactured by Malaysian carmaker Proton, and was launched in the third quarter of 2004. The Gen-2 uses a platform which has been extensively developed in-house by Proton and their partner Lotus. The name Gen-2 is an abbreviation of Generation 2, to symbolized the second generation of the very successful Wira as the first generation. The Gen-2 was among the first cars to be produced in Proton's Tanjung Malim plant, developed as part of its Proton City development project.


2004, Proton Satria GTi R3
The Proton Satria R3 is a limited edition, track-focused version of Proton's Satria hatchback made by R3 (Race Rally Research) or Proton Motorsports Division. It was born out of the success of R3's Satria Street Shoot Out (SSO) racing vehicle. R3 is an abbreviation of Race, Rally, Research. Only 150 units were ever produced. Original Stage 1 R3s utilises the same Mitsubishi-sourced 1.8-litre, inline-4 engine as the Satria GTi (albeit with a new free-flow exhaust system), producing 140bhp (105kW) and 168nm of torque. Later, R3 introduced staged hop-ups for the Satria R3. The two stages (Stage 2 and 3) included a plethora of more hardcore upgrades for the powertrain and chassis.


2005-Present, Proton Savvy
 

The Proton Savvy was launched on June 8, 2005. The 1,200 cc 5-door supermini car. The car is fitted with an engine and a gearbox sourced from Renault. In an official on-road test made by Proton in mid-2006, Proton Savvy recorded the fuel consumption rate of about 24 km/L at constant speed of 90km/h (or about RM0.08/km of fuel), making the car as the most fuel-efficient Malaysian car as verified by Malaysian Book of Records. Even with very good fuel efficiency the car maintenance were reportly to be very high even surpassing the Proton Waja. This because of the use of the European Renault engine. 


2006-Presnt, Proton Satria Neo


The Satria Neo was introduced in June 2006 as a replacement for the first generation Satria. Based on a new platform developed in-house by Proton (with some parts borrowed from the bigger Gen-2 and Waja), the car is currently only available in a three-door hatchback guise. The car was also intended to target those who are "youthful and sporty".


2007-2010, Proton Waja CPS / Facelift

The first minor facelift was in mid-2006 which only involved rear lights. The 2007 Proton Waja with a more substantial facelift was launched on January 19, 2007 together with the facelifted Proton Savvy. For the 2007 Waja, it was given a new grille which was nearly identical to the Savvy. The 2007 Waja also includes both ABS and air bag as standard for the Malaysian market, which were previously optional equipment. By 2008, an updated Waja was launched with an improved Campro engine and a new center console with a new 2-DIN Clarion audio set.


2007-2010, Proton Persona

The Proton Persona was launched on 15 August 2007. The 1.6 liter sedan is based on the Proton Gen-2 and features a sedan body instead of the Gen-2's hatchback body. The Persona replaced the saloon variant of the successful Proton Wira, whose export name is not confused with this model's same name. All Personas are currently manufactured at Proton's Tanjung Malim plant in Tanjung Malim, Perak.


2008-2010, Proton Gen.2 CPS / Facelift

On the 3rd of March 2008, the facelifted Gen-2 was launched in Malaysia. Two 1.6 Litre engine variants were made available, and the 1.3 Litre was no longer offered. The Medium Line variant featured a non-CPS Campro engine with IAFM, Proton's version of variable air intake management, while the High Line version used the more powerful Campro CPS (variable valve timing) engine.


2008-2010, Proton Saga BLM

On January 18, 2008, Proton unveiled the successor to the 2007 Saga, which was planned to be phased out in June 2008. Retaining the Saga name, the new car is an indigenous design, designed to outperform and outengineer the old Saga compact sedan and aeroback in every way. Its bodywork is essentially based on a stretched Proton Savvy. The new model is an in-house design developed in collaboration with Korea's LG CNS and Lotus Engineering.


2009-Present, Proton Satria Neo CPS

During February 2009, Proton launched a CPS version of Satria Neo, replacing the top-end H-Line version of the Satria Neo. It comes with an aggressively styled body kit and spoiler that pays homage to the Satria GTi. It is powered by a 1.6 litre CamPro CPS engine with 125 bhp and 150 Nm of torque which reportedly does not suffer from the torque dip of older Campro engines; however, the timing of the cam profile switching mechanism is slightly modified for aggressive driving – the CPS mechanism in the Satria Neo CPS changes from low cam to high cam at 4,400 rpm rather than at 3,800 rpm as in the other CPS-equipped models such as the Proton Waja and Proton Gen-2, as well as the Proton Exora.


2009-2010, Proton Exora

The Proton Exora is a compact MPV vehicle produced by Malaysia car manufacturer Proton and launched on 15 April 2009. It is a new model from Proton based on a new chassis. The development of this MPV started from scratch and it is the first Malaysian-designed MPV. Fully undisguised photos of Proton Exora were leaked onto the internet on the 23rd of January 2009, ahead of the MPV's April 2009 launch date.


2009-2010, Proton Saga SE
 



2010-Present, Proton Persona Elegance

The Persona given a facelift under the name Proton Persona Elegance on 18 March 2010. It features new headlamps, front grille, front and rear bumper, bodykit, and LED tail lamps. The Campro IAFM engine's power output remains but it uses a completely new 32 bit ECU from Continental's VDO division.


2010, Proton Satria Lotus R3 Racing


The 25 unit-only Satria Neo R3 Lotus Racing on 30th March, 2010. Sold at RM115k, this special version of Neo features some improvements over its twin, Satria Neo CPS. The look similar to that Satria Neo R3, but some equipment is exclusive. The engine is R3-tuned with R3 Engine Management System, R3 Camshafts with adjustable alloy cams and R3 tuned exhaust system. R3 Division also used R3 Carbon Fibre Air Intake with K&N Air Filter System. The engine now produces 145 bhp, approximately 13.8 percent more power than a normal CamPro CPS. with an improved torque of 168 Nm. Top speed notched reached 205km/h figure and a century run is achieved in 9.2 seconds. Only 25 units were ever produced.


2010-Present, Proton Gen.2 CPS MC3



2010-Present, Proton Exora MC

One year after the launching, on 15 July 2010 Proton came out with an improved version of Exora. It is known as Exora MC which stands for Minor Change. The interior get a dark grey treatment, a new set of twin 5 spoke 15 inches rims, and not forgetting a new set of body kit with just a minor RM1000 increase in OTR price.


2010-Present, Proton Inspira

The Proton Inspira is an automobile produced by Proton as the successor to the Proton Waja. The Proton Inspira is essentially a rebadged 9th generation (and current) Mitsubishi Lancer. To be able to do so, Proton renewed a technological transfer agreement with Mitsubishi Motors, an agreement that in the mid-1980s was fundamental to Proton's origins. Proton's inagural model in September 1985, the Proton Saga, was based largely on the 4th generation, and then-current, Mitsubishi Lancer. Three variants of the Inspira will be produced at Proton's Shah Alam plant: 1.8-litre Manual, 1.8-litre CVT Automatic and 2.0-litre CVT Automatic, with a price range of RM78,999, RM 84,999 and RM 91,999 respectively.